At Elix, you can advance up to 10 installments of your FGTS birthday withdrawal with the lowest market rate: from 1.24% per month
Advance your FGTS balance quickly, safely, and without bureaucracy.
Advance up to:
R$ 0,00
* Values may vary
Your FGTS money is already yours! You can advance it starting at 1.24%* per month.
The FGTS loan is guaranteed by your balance, so interest rates are among the lowest on the market.
The advance is deducted directly from your FGTS balance. You don’t need to worry about bills.
The birthday withdrawal advance does not require a credit check and doesn’t affect your credit score.
You only need your phone to apply! The whole process is simple after validation through the FGTS app and Elix.
Access the FGTS app and enable Birthday Withdrawal.
Then authorize BPM Bank or Money Plys S.A to check your FGTS balance — official Elix partners.
On the Elix site or app, go to the FGTS Advance option.
Complete the validation steps.
Enjoy the offer and advance your FGTS with Elix.
Find answers to the most common questions about FGTS advance.